Resume Writing Rules Free

The days of the traditional CV are dead. Today, the first touchpoint for your CV is likely to be onlinesoftware that searches your CV for relevant keywords that recruiters type in. So choose your words carefully, be relevant and succinct.

Rather than get bogged down by what you should include, here’s our top five of what you should leave out:

 1.       The words ‘CV’, ‘Résumé’ or ‘Curriculum Vitae’

Your potential employer will know it’s a CV. There’s no need to state the obvious. Rather, start with your name at the top, your phone number and email address, which should be professional – no wastedwayne69@hotmail.com! Also include your LinkedIn profile if appropriate. When it comes to your CV, every inch of paper is precious.

2.       Photos, illustrations, videos, fancy fonts, colours and layouts

Anything that you think might be distracting usually is. And unless you are a videographer, video CVs are a novelty. Besides, your appearance has no bearing on how suitable you are for the job.

3.       Personal details like age, DOB, address, nationality, marital status and children

So many people make the mistake of including their age and address on their CV, but this is sensitive information subject to various data protection and age discrimination legislation. You can always provide these details at a later stage.

4.       Waffle, spelling and grammar mistakes and “I did this”

Long winding personal statements or superfluous words and adjectives turn people off. They don’t mean anything or add any value. All your employer is looking for is something that makes sense, backed up by logical, chronological proof. If you’re looking for graduate jobs, then don’t be afraid to use your degree experiences to reflect your work ethic and performance as you would with previous job experience. Don’t just say you did something, explain how you did it and what the results were. Stick to snappy bullet points though rather than wordy narrative in chunky paragraphs to make it easier for a hiring manager to scan.

5.        Ten years or more…

You did an internship at a local radio station after you graduated? That’s great. But how exactly does that experience relate to the financial services job you’re applying for? CVs aren’t life stories; rather, they’re a condensed overview of your current, relevant career history.

Business ideas No.10 ; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.10

10. Mopeds for Hire

At 19, Peter was attending the University of Virginia as a freshman. In a class on entrepreneurship, he had to develop a business on paper. What he came up with was a moped rental business for U.S. vacation spots. The Professor, impressed with his work, urged him to start the business during the coming summer. Peter decided to set up at a favorite vacation spot of his family’s in Nantucket Island, Massachusetts. Ager grossing $50,000 in four months, peter decided not to return to college.

After renting a small dirt corner lot in Nantucket, Peter set up a card table, bought a cash box, and invested $5,000 in buying 15 mopeds. The first two weeks he was so busy, he borrowed $10,000 from his father so he could buy 25 more mopeds.

At the end of the tourist season in Nantucket, he packed up and moved to Sanibel Island, Florida. This has since become his headquarters for his Fun Rentals Company.

His company has now grown to over 500 mopeds, 40 employees, and 11 other sites. He has also started selling franchises for around $35,000. With his business grossing more than $1 million a year, Peter has set a lofty goal of having 100 franchises and 100 pieces of the most valuable property in the country’s resort areas.

For Peter it was a matter of taking classroom theory and applying it in the field. This, the initiative to test a theory or an idea, is an important ingredient any young business person can have. Gather your knowledge, weigh the costs, then take the risk.

Analysis:

Type: Service

Marketing Approach: Retail

Unique Appeal: Ready-made market

Skills: None

Financial Overview:

Initial Investment: $15,000

Potential Income: Unlimited

Business ideas No.9 ; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.9

9. The Peruvian Connection

Annie developed a love for Peru when as a Yale sophomore she volunteered for an archaeological dig on the Peruvian coast. During her graduate studies she returned to Peru to do research on “market women”—women who sell goods in marketplaces of remote Andean villages. On her return trip to Tonganoxie, Kansas, her hometown, she brought her mother a Peruvian sweater: made from the soft and silky lightweight wool of the alpaca, a llama-like animal native to the Andes and known to have been the royal of the Incas.

It wasn't long before her mother’s friends were telling her that she ought to import the sweaters. When her mother obtained their first order from Hall’s, a Kansas City, Missouri, department store, the mother-daughter team went into business.

In the beginning, business at the Peruvian Connection Ltd. Was slow. Annie would spend her time after school visiting boutiques around the country to sell the alpaca fashions. The main problem was that she disliked wholesaling. A Break came for Annie and her mother when the New York Times interviewed Annie at a New York fashion trade show where she was able to get a space. The article brought in about 3000 queries regarding the sweaters. Annie and her mother turned these queries into a mailing list.

With a $50,000 Small Business Administration guaranteed loan, they put out a color catalog in 1980. Their sales figures now are several hundred thousand dollars a year. Annie’s mother handles the bookkeeping and Annie spends a lot of her time correlating with a New York designer to come up with original patterns for the sweaters as well as hats, ponchos, scarves, capes, and skirts. She also does a lot more travelling to Peru to work with her suppliers.

Annie, though she has had to postpone her doctorate work, doesn't mind the commitment. It i a commitment though. According to Annie, “You have to invest everything that you have-emotionally, physically, financially, and intellectually. To be able to do that and feel rewarded for it, you’d better pick something that you really love.”

The lesson here is to count the cost of starting your own business. How much time will it require? Is it worth my total investment of time, money, and energy?

Analysis:

Type: light manufacturing

Marketing Approach: Mail order

Unique Appeal: Peruvian Wool

Skills: None

Financial Overview:

Initial Investment: $50,000

Potential Income: $2000, 000

Business ideas No.8 ; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.8

8. The Handyman Can

After graduating from college, Andre went to work for the government designing workflow systems and putting the right people in the right jobs. It wasn't long though before he realized that at $14,000 a year he wasn't going anywhere in life. What did he do? The same thing most successful entrepreneurs do – went into business for himself.

Leaving the security of his government position, Andre established his own employment agency. It was here that he discovered a need for temporary employment in his community. Though most employment agencies worked under the assumption that their duty was to find permanent employment for clientele, Andre decided to form Handyman Network, where he markets temporary labor, Skills of his people rang from plumbing to fetching a cat from under a house.

His first step was setting up a system to identify the skills of temporary workers. This he accomplished through tests, interviews, and work histories. Next he advertised his Handyman’s worker skills through newspaper, radio, and direct mail advertising in Charleston, S.C. where he lives. Then the calls started coming in.

The interesting point of this work is that the temporary workers like moving from job to job, although in many instances their temporary work leads into full-time employment.

Businesses also like temporary help since they don’t have the same payroll requirements as regular employees.

Andre’s network has supplied temporary workers, for more than 4000 clients and had sales in 1984 of $9000, 000. What Andre really enjoys, apart from being independent, is the contribution he is makings in his community. People need temporary help, and Handyman Network fills that need.

For Andre it was a matter of determining a need in his community and then providing a service to feel that need. What are the needs of your community? Can You Service one or more of them?

Analysis:

Type: Service

Marketing Approach: Advertising, Direct Mail

Unique Appeal: Temporary help

Skills: None

Financial Overview:

Initial Investment: Minimal

Potential Income: $9000,000

Business ideas No.7 ; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.7

7. The Robot Center

Tim, like any thirteen-year-old boy, was fascinated with the exciting world of electronics. He especially dreamed of the possibility of creating robots that could walk, talk, and wait on man hand and foot However, Tim was more then a dreamer. Today at 18 he is proprietor of the Robot Center  a robot fantasy land equipped with robots he calls “probots,” and everything from dump trucks and fighter plans that can be transformed to take on human looking shapes, to talking bears and probots that can serve drinks at your pool warming party.

Tim got his start at fourteen developing his own software company. His hours at the computer began to pay off as he soon began writing articles and software reviews for 13 periodicals and newspapers, He authored his first book. The World Connection at age 16 and has written eleven other books since.

Tim’s probot business produced sales of $150,000 within the first nine months and he is optimistic about the future. Tim’s drive lies in the desire to be his own boss, which sometimes presents problems to many young entrepreneurs. According to Tim he feels like it’s a little person inside of him that is out of touch with reality. This of course, has given him the initiative to try things that the average 14 year-old might not try, such as starting his own company. On the other hand, one drawback of being so successful so early in life is that you can move so fast that you can easily make mistakes. Tim has learned from his mistakes, and especially careful to balance his drive with planning.

Analysis:

Type: Service

Marketing Approach: Direct Sales

Unique Appeal: Young Age

Skills: Writing, Computers

Financial Overview:

Initial Investment: Minimal (Computer Costs)

Potential Income: $150,000

Business ideas No.6; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.6

6. The “Vid Kid”

Thirteen-year-old Rawson, like most kids, likes video games, Instead of passing the day feeding quarters into a machine , this young entrepreneur has turned his favorite activity into a substantial annual income generator.

Recognizing that there was nothing on the market that would help people decide which video games were worth buying, Rawson decided to become The Vid Kid, now a widely recognized critic of video games. Presently he writes a syndicated column that appears in five periodicals, including the Odessa American, the EI Paso Times and Young Person Magazine, a nationwide newsletter for schoolchildren. He also Participates on the PBS series “New Tech Times.”

Starting wasn’t hard either. All he needed was four sample columns and an editor willing to buy. That editor was Dick Tarply of the Abilene Reporter News. What are Rawson’s goals? To attend UCLA and pursue a career in television production – a goal he has already begun working on. He wrote a research paper comparing the prime time programming content of 1974 with that of 1984. Financing his college education won’t be too difficult for Rawson since his writing gives him a yearly income exceeding $10,000.

People like Rawson start out with nothing more than a little insight and vision. His mother says, “ He was born this way.” This is true of each of us. If we want to achieve something, all we have to do is conceive it, believe it, and work to achieve it.

Analysis:

Type: Service

Marketing Approach: Direct Sales, radio, television

Unique Appeal: Video Games

Financial Overview:

Initial Investment: Minimal

Potential Income: $10,000

Business ideas No.5 ; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.5

5. Designing Stuffed Animals and Much More.

For Joanne Babysitting has turned into a profitable adventure. Coming from a large family of eight children, she spent a great deal of her time babysitting to earn extra money. To entertain the children she would bring along stuffed animals that she had created as a hobby.

The husband of one of the families for whom she baby-sat, a marketing executive, suggested to Joanne that she capitalize on her hobby by marketing her idea. Joanne did just that. Under the name of “Fur fun” she advertised her animal patterns in craft magazines and generated a mail order business for the pattern and fabric necessary to make the stuffed toys. By the time she was fourteen Joanne also began to design clothes for herself and friends.

Joanne’s creativity led to a $2,500 a month designing business, which has blossomed, into a designer boutique in an exclusive downtown shopping district in Evans ton  Illinois , Her Projected Sales for the first year are $60,000 to $110,000.

What makes Joanne unique is her creativity. At a pre-opening show, she revealed a completely new approach to wedding attire: a flower girl entered in traditional white, followed by a bridesmaid in pale pink; as each succeeding bridesmaid entered, the shade of pink grew more intense until the bride finally appeared in a breathtaking fuchsia gown. “White is so dull,” moans Joanne, “I feel that the entrance of the bride should build like a crescendo. She should steal the show.”

All it took to get started was a little encouragement from a friend and an initial mailing of her patterns to several craft magazines. With the money from his business venture and her knack for designing her boutique was only one dream away.

Analysis:

Type: Light Manufacturing

Marketing Approach: Advertising, mail order

Unique Appeal: New products

Skills: sewing, designing

Financial Overview:

Initial Investment: Minimal

Potential Income: $100,000

Business ideas No.4; 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.4

4. From Lawn Mowing to Landscaping

What does it take to make money mowing lawns? Just a little bit of sweat, a little sacrifice, and lots of dedication. At least this is what John Discovered mowing lawns while in the sixth grade in Washington D.C. While John’s friends were involved in sports or other activities, John was teaching himself the art of landscaping. By the time he entered high school, he had learned how to care for every type of outdoor plant in the Washington D.C. area.

Once equipped with the necessary know how, John would rise early each morning and attend to the needs of his customers sometimes returning after classes to finish the job. John showed his dedication on one occasion when his family traveled to their vacation home in Maine. John stayed to take care of his customers lawns.

Today, at 19, John is president of Northwest Lawn Service. He has 120 regular customers and contracts work ranging from simple lawn mowing service to complete law care costing $400 a month with five full-time employees and four summer part-timers, his gross sales have exceeded $125,000

Within 10 years, he plans to be operating the major horticultural center in the city. For John it was simply a matter of discipline to get where he is at today. Some kids mow lawns and some kids, like John, specialize in lawn care. It pays, as John has shown, to become knowledgeable in your field. People Learn to trust you and it increases the amount and types of jobs you can handle.

Analysis:

Type: Service

Marketing approach: Direct Sales

Unique Appeal: Low cost, dependable

Skills: None

Financial Overview:

Initial Investment: Minimal

Potential Income: $125,000

income opportunities

Question: How can commercial banks generate new income opportunities, especially during this global financial crisis?

Answer: As a result of the global economic crisis, financial institutions are under more pressure than ever to find successful new strategies to acquire more customers and keep existing ones. Innovation and product development are vital methods for commercial banks to respond to customer expectations and generate greater value from existing customers.

We have seen significant developments through Web technologies, delivery channels, and mobile communications. These innovations present an opportunity to generate new product alternatives and bundles for banks. Deposits, loans, money orders, and other products supported by these new technologies have great potential, but are still nascent. New killer financial products other than credit cards and derivatives need be introduced so banks are ready when the markets upturn. Customer centricty can be reached by integrating different sectors and products.

For companies interested in advancing their banking product and innovation strategies, the most logical opportunities exist with new types of cards, loyalty programs, and mobile applications. Here's how to bring those concepts into practice.

Next-generation cards and loyalty programs

Debit and credit cards have a multitude of product features and various market applications. Market readiness and regulation needs frequently lag behind innovative product features. The most popular features right now include payment installments, cash back, gift-based programs on the consumption percentage, no fees, airline miles, etc. These are fine, but more opportunities exist.

One is to create a back-end infrastructure that makes it easy to use credit or debit cards in conjunction with other systems. What if customers could use their bank card as a lottery ticket? The 16 digits on the card and PIN code provide security and almost endless combinations of ticket numbers for every lottery drawing. The program would also help reduce paper and costs by eliminating paper lottery tickets cards. And when a customer wins, the money can be automatically placed into the user's account. The same logic could be applied to use credit cards as airline, concert, or cinema tickets.

In addition, banks can also integrate into other payment processes like highway tolls and fuel charges at gas stations directly, instead of using a third-party processors like EZ Pass and PayPass. Yes, the technology exists today to make purchases in some countries, but the true innovation lies in the back-end integration.

Integrating the back-office systems of banks and cards with third parties such as the lottery or airlines and creating applications aligned with the both sides' needs will enable customers to have one plastic card in their pocket with exceptional use and flexibility. On the business side, the economies of scale created by integrating cross-sector products and services would help banks and related companies reduce their operational costs and generate more revenue. Such innovative offers would also undoubtedly improve customer satisfaction and customer experience.

Issuing prepaid credit or debit cards is another area that hasn't been used to its fullest potential. For example, gas and fuel cards can be hedged against oil prices; customers could choose post- or prepaid payment options to avoid price changes for a specific time period. Such innovations would help both customers and the service companies manage their liquidity. In addition, these prepaid cards would be sold through various intermediaries, such as post offices, gas stations, and banks. Integrated prepaid storage through mobile phones would also be a tremendous advantage.

In the long run card programs based on the customer experience and back-end efficiencies will create a new value chain that includes new sectors and companies. Card usage and consumption will increase, and customers will have the flexibility to earn bonuses that can be spent in participating loyalty scheme value chain locations.

Mobile phones as purchase points:

Perhaps the greatest gain for both financial services innovation and product development may lie with using mobile phones as payment instruments. The technology is ready with programs like Near Field Communication (NFC) or Radio Frequency Identifcation (RFID), but the standards are not fully set. However, we will see mobile operators in the near future acting as payment clearing houses or hubs, with a significant portion of their revenues being generated through financial services.

I envision it working similar to Mastercard's PayPass technology, where customers would receive a monthly bill from the servicing operator of all credit expenses. In such a scenario the operators and banks would reconcile transactions and provide seamless joint service.

These innovations essentially help financial institutions get back to the basics of the banking: buiding customer trust, managing risk and churn, and encouraging retention and loyalty. Adam Smith's free-market rules and John Maynard Keynes' government expenditures were questioned during the crisis, but it is certain that the new economic world will be about more than bail-out packages. As new market rules are set, bank executives need to be more creative and respond to customer expectations and needs swiftly.

Business ideas No.3 : 110 Unique Business ideas

110 Unique Business ideas:

Business ideas No.3

3. Specialty Advertising

John, a Cleveland native, began selling at the early age of eight, samples of pens, coffee mugs, and T-shirts left over from his uncle’s specialty advertising business located in Toledo. His early customers included his relatives, local friends and neighbors  By the time he was 12 he was corresponding with Cleveland business executives, introducing them to the benefits of specialty advertising. It was during this time that John learned the value of developing good clientele – a network of people that he could provide a service for in the future.

The biggest key to John’s success was and is his initiative. Departing from the path of most 16 year old  he decided it was time to set out on his own and form his own specialty advertising business. With a little bit of advice from his uncle and 8 years of tutoring under his belt he created his own company. John explains his decision this way. “Generally people are like frogs on a lily- pad. If one decides to jump off, how many are left? The answer isn't  two but three, because the frog only decided to jump off, he still hasn't entered the water.”

John’s unique approach in marketing a wide variety of premiums, awards, executive gifts and other specialty products is in providing a total service for the customer. He feels that his customers don’t just buy items, they buy a “total service,” including packaging, shipping, and consulting.

Currently he has eight employees and will gross approximately $500,000 in sales this year. This is quite a step from being an eight-year old peddling his uncle’s left over specialty items to being a self-made entrepreneur.

Analysis:

Type: Service

Marketing approach: Networking

Unique Appeal: “Total Service”

Skills: None

Financial Overview:

Initial Investment: Minimal

Potential Income: $500,000

Learn Income Tax Online / Offline

Learn Income Tax Online / Offline : Mr. Kunal Saha ( MBA-Finance)- 09836614608

Income Tax :

01.   Introduction

02.   PAN

03.   Jurisdiction

04.   Heads of Income : (a) Salary (b) House Property

(c) Business and Profession (d) Capital Gain (e) Other Sources

05. Income Exempt From Tax

06. Clubbing Of Income

07. Set-off and Carry Forward of Losses

08. Deduction under Chapter VIA

09. Rates Of Income Tax

10. Agricultural Income with Tax Treatment

11. Payment of Advance Tax

12. TDS & TCS : (a) Obtaining of TAN (b) Procedure of Deduction of TDS and Collection of TCS

(c) Rates of TDS and TCS (d) How to fill up Challans for TDS & TCS (e) Procedure of filing of quarterly TDS & TCS Return (f) Consequence of Failure to Comply with TDS and TCS (g) Issue of From 16 & From 16A (h) Procedure of obtaining Certificate of Exemption from TDS & TCS, (Form 13) (i) How and when to fill up Form 15G & 15H (j) Procedure of TDS & TCS Refund

13. Interest

14. Penalties

15. Treatment of Share Trading Under IT

16. Relief U/s 89

17. Procedure of Filling of Return

18. Computation of Taxable Income & Tax Liability

19. How to fill up Income Tax Return

20.  Assessment Procedure

21. Appeal Procedure

22. Tax Planning

110 Unique Business ideas Business ideas No.2

110 Unique Business ideas:

Business ideas No.2

2.ZZZZ Best Carpets.

Barry, at age 15, started his own carpet-cleaning firm ZZZZ Best Company in his parents garage in Resenda, California.Today at 19, his company will boast sales of $2 million. Barry got his start as a child going to work with his mother who managed a carpet cleaning business. It was here that he began to formulate in his mind a more efficient and successful carpet cleaning business.

With no financial backing from his parents, barry managed to save enough money to purchase his first carpet-cleaning machine.Since that time, his office has moved from the family garage to San Diego, Anaheim and Thousand Oaks. Aside from the fact that he had to finance his first machine, Barry also faced problems form some of his teachers at School. “ Some teachers seemed resentful of me,” he recalls. “They thought I was trying to beat the system to demonstrate that you didn't need an education to be successful. But I totally believe in school. I think it’s the greatest thing.”

Currently his company has grown to 103 employees including his father and mother. His goals include franchising and becoming the General Motors of the carpet cleaning Industry. Perhaps the only drawback to his job is the hours> Barry begins work each day at 7 a.m. and stays until 8 p.m. It isn't hard to see that he earns his $2 million by putting in a 6 hour work week.

What was the key to barry’s success? It’s the key of analyzing a business and improving on it, something that plenty of businesses could stand in this country. For Barry those long days of thinking and planning, in his mother’s office, paid off.

Analysis:

Type: Service

Marketing Approach: Referrals

Unique Appeal : Low Cost

Skills : Cleaning

Financial Overview:

Initial Investment : Minimal

Potential Income : Unlimited

Learn VAT Online / Offline

Learn VAT Online / Offline : Mr.Kunal Saha (MBA-Finance) - 09836614608

01.   Basic Concept and Definitions.

02.   Liability to pay Tax under VAT Act.

03.   Registration procedure under VAT Act

04.   Tax Payer’s Identification Number ( TIN)

05.   Amendment Of Registration Certificate.

06.   Cancellation of Registration.

07.   Schedules and Tax Rates.

08.   Compounding of Tax for Re sellers.

09.   Compounding of Tax for Works Contractors.

10.   Tax on Maximum Retail Price ( MRP)

11.   Sales by Exporters in SEZs.

12.   Sales by 100% EOU.

13.   Zero Rates and Exempted Sales.

14.   Export Sales.

15.   Sales immediately Preceding Export.

16.   Purchase Tax under VAT act.

17.   Concept of Capital Goods.

18.   Input Tax.

19.   Input Tax Credit.

20.   Input Tax Credit on Old Stock.

21.   Goods not Eligible for Input Tax Credit.

22.   Reversal of Credit.

23.   Out Put Tax

24.   Net Tax

25.   Computation of VAT.

26.   Payment of VAT.

27.   How to fill up VAT Return.

28.   Time Limit of filling of Returns.

29.   Rate of Interest.

30.   Declaration Forms under VAT act.

31.   Scrutiny of Returns.

32.   Verification of Returns.

33.   Concepts of VAT Audit.

34.   Provisional Assessment.

35.   Assessment As Per Returns.

36.   Deemed Assessments.

37.   Tax Deduction at Source (TDS )

38.   Way Bills for Registered Dealers.

39.   Way Bills for Un-registered Dealers.

40.   Filing Of Returns.

41.   Basics Of Appeal, Revision And Review.

110 Unique Business ideas Business Ideas No.1

110 Unique Business ideas:

Business Ideas No.1

1. From Restoring To Chauffeuring.

What makes Robert at age 18 an entrepreneur boasting a $2 million dollar revenue producing business? Simply seeing a sizable opportunity and seizing the moment. At age 15, Robert, like any young boy on his block, liked cars, with a strong desire, determination and little help from his parents he turned his hobby – a hands – off observant interest in cares – into a million dollar business.Borrowing $1, 500 from his parents, Robert bought a 1972 Cadillac, became a self-taught mechanic, refurbished it and sold it at a handsome profit. This was the beginning of a series of businesses for Robert, the first of which he sold at age 16 for $100,000.

Living in Washington D.C.Robert’s interest in rebuilding old auto mobiles turned into a prosperous venture. After selling his first Cadillac, Robert opened Coach House Cars, Inc., an Arlington, Virginia antique auto business. He sold this company when he was 17 after grossing $600,000 in a single year. Sensing a need in the market for commuting service between his home in Washington and New York, Robert modified his like for cars shifting, from refurbishing to chauffeuring, Today at age 18, he operates Dynasty Limousine Corporation, a luxury limousine service catering to corporate commuting needs between New York and Washington.

Though Robert has abandoned plans to attend college an remain a successful young entrepreneur, it wasn't an easy beginning. The biggest barrier facing Robert was his age, “ People weren't sure they wanted to trust their business to a teen-ager, so I had to use some extra tactics,” he says.Among those tactics were offering half-price introductory rates, wearing prime three-piece wool suits, and bringing a rose to the corporate secretaries.

Robert’s part time automobile refurbishing service has now blossomed into a full time chauffeur and limousine service. Currently he is in the process of setting up Limo-Net, an international network of individually owned and operated limousine services. Robert’s desire is simply to shape his own destiny. His comment, “ It’s not luck; its hard work.”

Robert transformed his like for automobiles into a healthy business, If you have a hobby whether it be cars or stamps, there could be an opportunity waiting for you a well.

Analysis: 

Type: Service

Marketing approach: Direct Sales

Unique Appeal: Low Cost

Skill: Some Auto Mechanical

Financial Overview:

Initial Investment : $1500

Potential Income: Unlimited.

Learn Spoken English Online / Offline

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MODULE….1
Basic English grammar with written test
Reading, writing, dictation, understanding
Vocabulary
Introduction to Group Discusson/JAM  Session/extempore
Listening skills

MODULE….2
Personality Development
Body language/Dress code
Resume Writing
Advanced Group Discussion/JAM session/extempore
Time & Stress Management
Mock Interview

MODULE….3
Windows
MS-Word, Excel, Access
Internet & E-mail
Typing skill
Call Center Software

MODULE….4
Introduction to BPO & call center industry
Classification, functioning, work environment
Customer Relationship Management (CRM)
Technology used in eCRM
Selling/Delivering customer service over phone
Probing (Handling complain & tricky situation)
The agent : eligibility, recruitment, training.
Voice modulation & accent training.
Mouth exercises
The vowel sound, the plosive sounds, the TH sound & pronunciation
Soft skills
Cultural awareness
Mock calling
Mock interview

MODULE….5
Introduction to Computers
PC assembling and dis-assembling
PC maintenance and troubleshooting

MODULE….6
Motherboard Architecture
POST process
BOOT process
Learn and understand about Various Computer Peripherals

MODULE….7
Operating System
Configuring Windows XP
Installing Operating System
Troubleshooting Windows

MODULE….8
Internet
Internet Accessing
Downloading & Up-loading
Complete Knowledge of Dial up and Broadband Connection

MODULE….9
Networking
Network Architecture and Protocols
Network Topologies
Hardware and Software required for Networking
Details of IP Addresses
Complete knowledge on Networking

Smart English Course………………………………………………..36 hrs
Basic English grammar with written test
Reading, Writing, Dictation and understanding
Vocabulary
Developing Pronunciation with Rhythm
Self Introduction/ Extempore/ JAM Sessions
Group activities
Personal Grooming – Dressing, Body Language, Basic etiquettes, Mannerism etc.
Listening skills

Advanced English Course…………………………………………72 hrs
MODULE….1
Communicative Grammar
Reading accuracy with neutral accent
Advanced Vocabulary
Voice Clarity
Advanced Extempore & Impromptu
Group discussion skills & practice
Debate
Role play & Voice Recording
Presentation skills
Public speaking

MODULE….2
Mind power training
Developing leadership skills
Confidence Building-positive attitude
Resume Writing
Interview skills
Mock interview
Stylish English Course (V&A Training)………………………..36 hrs

MODULE….1
    Induction to B.P.O. & Call Center Industry.
    Customer Service
    Customer Relationship Management (CRM)
    Telephonic Etiquette
    Selling Skills
    Probing (Handing Complaint and tricky Situation)
    Tongue Twisters & Mouth Exercise
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48 Ways to Earn Money Without Investment

48 Ways to Earn Money Without Investment-By Kunal Saha

Index: More

Ways That You Can Earn Extra Money in Your Spare Time - Earn Additional Cash!

Earning extra cash is something we all need to do in today's economy. The trick to finding that perfect second income is to find something you love that's in demand. Need some ideas to get started? Listed below are 48 ways that you can earn extra money in your spare time, from becoming a house painter to being a personal trainer. There are hundreds of ways that you can earn extra money, like part time incomes, work at home opportunities, being your own boss, car detailing, trades, coaching, tutoring, web marketing, landscaping and photography. This page is a compilation of 48 of them to get you started.

Ways to Start Earning Extra Money

Start earning extra money through work at home opportunities, side businesses, and fun part time jobs

Earning money in 2012 is going to be a little different from 2011, as people shift their buying habits towards even more electronics, and the real estate market revs to make a (very slight) improvement from the previous year. What does this mean for you? People are going to be spending a little bit more if the economy continues to recover ever-so-slowly, with probably an emphasis on internet, searching for new homes, replacing old technology, replacing old household items, and just a little bit more spending cash they can use for non-essentials. That's good news for anyone looking to make extra money! Here are some ideas updated for 2012 that you can use to increase your income, starting today:

1. Join a direct sales company. These companies are perfect for Moms who would like to work from home, and are largely commission based. Many work on the premise of the home party method.

2. Deliver newspapers. You don't have to ride around on your bike, some papers have truck drivers that deliver newspapers, or you can use your own car. Choose a route nearest to you and you might not have to drive too far.

3. Become a photographer. If you're already handy with a camera, why not use your skill to make you some extra money on the side? People are always in the need of family photos, wedding photos, and baby photos. Here's a guide to get started with photography if you're just starting out.

4. Start blogging about what you know. There's a place for every area of expertise in the world of blogging. If you're an expert at something, no matter how obscure or trivial, people want to know about it. Advertisements, recommended products, and maybe even your own product can fund your blogging and bring in a profit.

5. Learn to sell on Ebay. Not everyone is internet savvy. You can make some excellent side income by selling other people's stuff for them, while you earn a commission. If you'd rather sell your own stuff, you can always find things to sell on Ebay here.

6. Cook extra during the holidays. Thanksgiving, Christmas, Easter, family events and birthdays are all events people need food for, but might be strapped on time to make it. Starting your own home based bakery business on the side can yield some great profits!

7. Become an affiliate marketer. Affiliate marketers can earn a commission by advertising for companies on the internet, big and small. It all depends on how creative you are with your content and marketing techniques. If you're a good writer, this might be a good job for you.

8. Learn calligraphy and sell your services. It's still a popular choice to have wedding invitations hand written with beautiful calligraphy. Advertise on the internet and you could get some clients from all over.

9. Take advantage of your artistic talents. Machines will never be able to replace artwork. Market yourself as a portrait painter, photo touch up artist, sculptor (sculpt their pets!), mural artist, or landscape painter. The possibilities are endless. To advertise your work, to get started networking and marketing.

10. Join a focus group. Focus groups are simple and fun ways to provide valuable feedback about products that you use or have sampled to companies. They are often short, but pay well for the short amount of time.

11. Clean other people's homes. With a few household cleaners and a lot of elbow grease, you can make a great side income (or full time income if you have a big client base) with your cleaning business. You can even start a green cleaning business using eco friendly cleaning products.

12. Become a business consultant. Like blogging, people are always looking for your expertise with consulting. Offering consultations to improve their business, making their business up to certain code, or to making it more attractive to customers can boost their visibility and spread the word about their business.

More Ways to Earn Extra Money

Earn a part time income through these ideas

13. Be a pet sitter or dog walker. If you're an animal lover, this is perfect for you. People get busier and busier nowadays and need someone to give those essential walks in for their beloved pets. Are you up for it?

14. Become an interior decorator. If you have a knack for decorating your home, you probably have a knack for decorating other people's homes, too. That's a talent, and people are willing to pay for it.

15. Scan Craigslist and online posting sites for jobs. Sometimes the perfect part time job is something obscure posted online. It doesn't hurt to scan Craigslist and see for yourself if the jobs section has something you'd like to do.

16. Become a landscape designer. Or, just become a landscaper. If you love the outdoors, there's no other job where you'll be in the fresh air more than landscaping.

17. Become a snow plow driver. Yes, snow plow drivers have hectic schedules in the storms, but they are rewarded handsomely for their work. Work some late nights during snowstorms and get some extra use out of your truck by investing in a plow, and start earning a nice winter side income.

18. Teach what you know. Become a teacher and start teaching to adults or kids. If you're good at typing, teach a keyboarding class. If you're a great basketball player, coach a team. If you're a great photographer, earn money teaching people your skills.

19. Turn your knowledge into an ebook. Writing an ebook is like writing a book. It needs to be launched, marketed, researched, useful, and well written. It has to provide value. If you're chock full of ideas and up to the task, maybe writing an ebook could be for you.

20. Become a search engine optimization expert. More and more advertisers are turning to the internet to do their marketing and advertising. With this new wave of businesses looking for ways to increase their presence on the web comes a need for search engine marketers and SEO experts. SEO is a constantly changing field, but if you know some of the basics and stay updated, you can help businesses by offering your expertise. Build pages for them, build websites, critique their websites, or offer a whole consultation plan.

21. Translate what you've learned at your full time job into a part time job, too. If you've learned a skill at your current job and you've been doing it for a while, then it's probably safe to say one of your biggest skills that's worth the most is your profession. Get a similar part time job doing the same thing, or something similar. Accountants, prepare taxes on the side. Advertisers, create advertisements for local businesses, and

22. Become a painter on the weekends. People always need the outdoors and inside of their home painted.

23. Join a band. Performing as a live musician can be one of the most rewarding ways to play music (and with downloading on the rise, one of the most profitable). Join a band, or use your musical talent by playing piano at restaurants.

24. Become a book reviewer. Being a book reviewer is an awesome job. Read new books, learn, and get paid to tell people about the book you just read (along with your thoughts on the book).

25. Offer up your animal caretaking services for fish, ferrets, turtles, cats, and dogs. Long term care for pets can be a problem for some people who need to travel, or would just like to take a vacation. If you're good with animals, taking care of other people's animals can earn you some easy money, and might be a lot of fun.

Working For Yourself vs. Someone Else

Which do you prefer?

Would you prefer to be your own boss, or would you rather not have the headaches that come along with being a boss?

Start Your Own Side Business to Earn Extra Cash

Ideas for low startup cost businesses

26. Have a Yard Sale. Nothing feels better than getting rid of old junk and getting paid for it. Make the home of free of clutter, and have some extra money for whatever you need or want.

27. Sell on Zazzle. Designing t-shirts, mousepads, mugs, ties, apparel, stickers and calendars is as easy as having your own computer and photo editing program, along with a creative spark.

28. Take your expertise to about.com. About.com is looking for professional people that want to share their experiences and knowledge with the world, and they're willing to pay you for your time. Pick a subject, fill out a resume, and get started.

29. Write on Any Blog. Blog isn't like about.com, it's far different. Here on Blog, you can write a page about anything. If it gets enough traffic and interest, you could see a monthly payout. In addition, you can earn money through affiliate products through Amazon and Ebay, as well as drive traffic to your own website. Don't forget about the amazing alternatives out there, where you can crosslink your own content even more, like Zujava and Hubpages.

30. Make wedding centerpieces. People want their weddings to be special, and they want the perfect wedding centerpieces for their tables. Handmade ones are even better. If you can make special wedding centerpieces, start marketing yourself and creating a portfolio. With some hard work and dedication, this side business could grow like wildfire.

31. Make gift baskets. Big companies, husbands, wives, relatives and friends all want gift baskets to give to people for a number of occasions. Gather together a group of unique gifts presented well and you'll make an impression that will lead to more business and referrals.

32. Wash and detail cars. Washing and detailing cars can be a great business that people will spend money on. You can also make your own hours and be outside, as long as you're willing to put in the hours.

33. Become a sports umpire, coach, or trainer. When kids play sports, a number of adults are needed to offer their time

34. Learn a trade. Learning a trade can not only be a valuable side job, but can be a full time career. Plumbing, carpentry, HVAC, there are many to choose from.

35. Learn to refinish furniture. This is perfect if you are looking to make your own hours. To further specialize your technique, try offering non toxic finishes, an in demand field.

Make Your Own Hours with These Ways to Increase Your Income

Be your own boss, make your own schedule

36. Become an aerobics instructor. Who knows, you might even be able to cancel your gym membership and get paid on top of it.

37. Offer up a room for rent, or an attic, cellar or in-law apartment. This can substantially boost your monthly income (if you find the right tenant).

38. Make money babysitting. A great job for teens, but a great job for work at home moms, too.

39. Use your connections and start a referral based side business. Are you the type of person who loves to talk, network, and has a ton of friends? Use those connections to start generating business for other people by generating leads. Mention your idea to business owners that you know and see what comes of it. Typical commissions range from 10% and up.

40. Sell your handmade crafts. Crafters can make a living online through Etsy, which is a gathering of crafters selling their stuff in the online marketplace there. Scrapbookers, photos, food and all things handmade can be sold here.

41. Tutor someone. If you're a student in college, this is a great way to make extra money. If you're a teacher, this is an easy side income. If you're knowledgeable about any particular subject, you can tutor that subject.

42. Learn how to DJ. DJs can make big money today and gain reputations fast if they're good.

43. Go in on a low capital business with someone you trust. Have you been discussing started a business with someone for a long time? Why not start just by doing it part time to start, with little investment?

44. Write a book, publish it on Lulu. Lulu makes it easy to self publish your own book and sell it anywhere online with their easy to use templates. Just write the content, and Lulu takes care of the order fulfillment (while taking their cut).

45. Become a personal trainer. Exercise doesn't come naturally to a lot of people, and neither do operating the heavy machinery found in gyms. Help them out and become a personal trainer, while motivating them to get in shape.

46. Become a wedding consultant. Some people are great party planners. Weddings are the ultimate party, with billions of dollars being spent every year on these grand occasions. If you can organize the wedding of their dreams, you can get paid.

47. Make money becoming a secret shopper. Secret shoppers have fun with their work, and can get paid for their time. These mystery shoppers will review places and have to follow a certain criteria provided by they company.

48. Fix people's computers. A computer technician will always have work as long as we keep using computers. Right now, I know I'm powerless to my PC as I type this. If it dies, I'm calling a computer technician to get it fixed because I have no idea on how to fix it.

About the Author:

The author of this Book is Mr. Kunal Saha Live in India Always like to Help People to get your Own Boss. “Business is the Future World” this is the motto of the author. Author Own Business House Name S.K.International. A Leading Business House in India.